Identity verification

4check verifies how trustworthy the person being checked is, how they fulfill their financial obligations and how well they live at an address.

You enter the data of the person you want to check in the form. Then you pay by card. You will receive a clear result within a minute, which you can save, print or send by e-mail. You will also find the results saved to your account.

Here is a sample:

See the feature list above. If you move the mouse over each of the functions, a more detailed explanation will appear. In general, 4check works in the Czech Republic with 11 primary and 29 secondary data sources, on which it performs its own analysis and, in addition, machine learning.

4check has two versions: in the basic version, we only verify data with which the verified person does not have to agree. So they don't even need to know about the authentication, and they won't even find out. In the 4check+ variant, we check the facts that the person must agree to: we send them an SMS and an e-mail and wait for their approval.

You can use the basic version of 4ccheck, which does not require the consent of the person being checked. You can also convince her that it's in her best interest - that if she doesn't agree, it might look like she has a problem. However, each of us only has one privacy and therefore it is fair not to pressure anyone. Of course, we will not perform 4check+ under any circumstances without the consent of the person being examined.

We at 4.house would not rent an apartment to a person with two or less stars. And we wouldn't even consider her trustworthy enough to negotiate a property purchase. 4 or more stars, on the other hand, indicate a trustworthy person. For other symptoms, it is a good idea to use your own experience and common sense: for example, the residence of the person examined in a “worse“ location does not necessarily mean his score is lower, it may even mean the opposite: that he is a thrifty person who does not spend unnecessarily.

Most of the competing scorings mainly verify foreclosures and insolvencies, which are public data that anyone can find out. In addition, 4check contains information that you cannot find elsewhere, such as payment morale or the risk of older or newer debts. Furthermore, 4check detects and analyzes non-public information (of course only with the consent of the person being checked) and finally gives you detailed information about the place of residence of the person being checked.

Email is very important for authentication. People use it widely for communication and registration, in many more places than, for example, a social security number, leaving a digital footprint. The more data you enter, the better information you get.

We are not allowed to do anything with the data of the screened person, because we do not have their consent. We therefore do not send any commercial or other communications to this data, nor do we use it in any other way. The only use is that we check them with the 4check service.

Yes, it's totally legal. In the US, scoring apps regularly rank in the top 5 most downloaded apps. In China, one public scoring system is gradually being applied, which the residents are generally very proud of, because it has simplified orientation in the market.

Of course yes. It's good to check that everything is in order, that you have good results, that you don't have foreclosures and the like. People often don't even know about smaller foreclosures.

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First of all, check whether you have entered the correct data, whether you have, for example, made a typo somewhere. A large number of results come from state registers (for example, the insolvency register or the register of executions). Unfortunately, two people with the same name and the same date of birth can actually appear in these registers (it's rare, but it really does happen). Again, we recommend dealing with a specific registry, or checking with a verified person.

The record of initiation, suspension and postponement of the execution shall be made within 3 days after the executor has entered them in the register. Entry of other data within 5 working days. However, a delay of several days may also occur with the executor. In the insolvency register, data are published practically immediately after the initiation of insolvency by the court.

The executor is obliged to delete the execution data within 15 days after the end of the execution procedure (when the debt is repaid). Information on insolvency proceedings is kept by the register for 5 years after its termination (after the acquisition of legal force of the decision on the termination of insolvency proceedings).